Article 28 - Liability insurance

Except in cases of gross negligence, the Employer undertakes to subscribe a civil liability insurance policy to protect employees who could incur civil liability by the mere fact of performing their duties.

If the Employer does not take out a liability insurance policy, or if the insurer refuses to cover such a risk, the Employer then assumes responsibility for defending the employee, except in cases of gross negligence, and agrees not to file any claim against the employee in this respect.